First Affirmative Financial Network, LLC, an RIA, DBA

Growth for Impact Conference

Responsible Investing in an Era of Uncertainty, Change and Polarization

November 8-11, 2026 | Sheraton Grand at Wild Horse Pass | Phoenix, AZ

Michael Kramer

Natural Investments

Michael Kramer is a Manager, Trust Steward, and Financial Advisor of Natural Investments, a sustainable and responsible investment advisor, certified B Corp, and Public Benefit LLC. He joined the firm in 2000, is co-author of The Resilient Investor: A Plan for Your Life, Not Just Your Money, serves on the Public Policy Committee of USSIF: The Forum for Sustainable and Responsible Investment, and was its board Vice-Chair from 2018-2021.

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For additional information please contact:

George R. Gay CFP® AIF®
Chief Executive Officer
First Affirmative Financial Network, LLC
DBA Formative a Registered Investment Advisor (SEC File # 801-56587)
[email protected]
719-651-1845